Capital When it matters most

Alternative real estate lending for residential and commercial deals when timing, structure and certainty matter more than rate.

Image

RATES US LOW AS

from 10.0%

Image

AMOUNT OF CREDIT

up to $5M

Image

FAST & EASY PROCESS

only 7 Days

Image

LONG LOAN TERM

up to 5 Year

About Us

Decades of Experience- Capital when it matter the most...

What we do

We are a leading authority in alternative real estate lending.
Not because we claim it — but because this is where deals come when traditional capital is no longer an option.

We provide asset-based capital for non-owner occupied real estate when speed, certainty, and structure matter more than rate. Our focus is on execution, not approvals that never close.

How capital gets deployed

We operate in the space where urgency meets execution.
When banks slow down, timelines compress, and properties still need capital to move forward, this is where decisions get made.

Our role is simple: deploy capital decisively, structure deals conservatively, and move transactions forward when delay is not an option.

Capital withpurpose

Capital has a job to do. When deployed correctly, it solves problems, stabilizes assets, and creates opportunity.

We operate as an alternative asset class — collateral-driven, disciplined, and structured to protect capital first. We prioritize availability, clarity, and execution over optics or theory.

We don’t sell promises.
We deliver outcomes.

How we evaluate every deal

Every deal must stand on

all 3 legs before we fund it.

Property

The deal starts with the collateral.


We focus on real property value, real equity, and conservative numbers. If the property can’t support the deal on its own, we don’t force it. The asset must stand strong before anything else is considered.

Borrower

We look for borrowers who understand the deal, the structure, and the responsibility.

The loan must be realistic, serviceable, and aligned with the buyer’s plan, not based on hope or speculation.

Exit

Every deal must end cleanly before it begins.


Sale, refinance, or payoff — the exit is defined up front. No vague plans, no “we’ll figure it out later.” If the exit doesn’t work on paper, the deal doesn’t move forward

Our Approach

How we deploy investor capital Asset...

We deploy investors capital asset based lending on non-owner occupied real estate...

FIX & FLIP ACQUISITION

Short-term capital for value-add investments.

We fund non-owner occupied properties purchased for renovation and resale. Fast closings, conservative loan-to-value, and asset-based underwriting designed for investors who need certainty and speed.

RENTAL & BRIDGE FINANCING

Stabilize, refinance, or reposition investment assets.

Bridge loans for rentals, refinances, portfolio clean-ups, and transitional properties. Ideal for investors moving from acquisition to long-term financing or resolving timing gaps banks can’t handle.

FORECLOSURE & DISTRESSED PROPERTY RESCUE

Complex situations require experienced capital.

We work with investors acquiring distressed or foreclosure properties where timing, title, or structure matters. These are not retail deals — they require clear exits, strong collateral, and decisive execution

READY TO GIVE US A TRY?

Get Started Today!

Alternative real estate lending for residential and commercial deals when timing, structure and certainty matter more than rate.

Meet the Managing Member Rob

We fund non-owner occupied real estate fast when banks can’t.
Low-LTV, asset-backed capital for investors who need certainty, speed, and clean execution — not approvals that stall.

If you have a deal that needs to close, we’ll tell you quickly if it fits and how we’d structure it.

CONTACT US

Talk Directly With Decision-Makers

330-800-9090

info@LTVfundingcom

TESTIMONIALS

What others are saying

Joe

Hey Rob I wanted to say thanks again for getting that funding for me on that deal on East 31st. I can't believe my lender backed out on me a few days before closing and you were able to get it funding for me that fast. You saved the deal for me and I appreciate it a lot. Looking forward to doing more business with you in the near future

Paul Z

Hey Rob, I just wanted to say thanks for all of your help with the Beech rd., rehab deal! II really appreciated how your insight and understanding helped us to focus on what was important to the seller and ultimately formulate an offer that was accepted by the city officials! Couldn't have done it without you!

David R

I highly recommend Rob Gillespie to do deals with him. I have done four deals with him and have been very successful. I've gotten a very nice rate of return on my deals with him and he is someone whom I can trust

Galen

Hey Rob, I just want to thank you for keeping me focused and help walk me off the ledge. I could've done this without you. We just sold Baumhart for $184,000. We're gonna make $54,000 and that's gonna change our lives in Waze I never imagined thanks for all your help.

Wes D

Thanks to Rob I'm able to find some of the best deals in Northeast Ohio which allowed me to quit my job where I was selling carpet for people who would steal my commissions every chance they got. He lifted me out of the pit of life I was in and created a bright future for myself and loved ones around me. I have more freedom and flexibility than ever before and it's because he's able to take deals that are beyond complicated for most attorneys and clean up the title to either wholesale flip or keep as a rental. We have done 8 deals together so far and he is truly a man of his word. If it wasn't for him I would be selling carpet still and hate my life. He helped me discover what my true worth was. I'm TEAM ROB 4 LIFE

Location

Call

Email

© Copyright 2026. LTV Funding . All Rights Reserved.